Town Hall Link Financing & Home Loan Guide

Financing a Town Hall Link home depends on a price that will not exist until the winning developer launches.

What buyers should know

Because it is a new private home, expect a progressive payment schedule tied to construction stages.

The developer has not set any payment terms for Town Hall Link.

Ask your bank for your own limit, then share your budget with Davis Ng so he can match it to Town Hall Link units later.

Financing mechanics

Loan-to-Value (LTV) — up to 75%. On a first housing loan a bank can finance up to 75% of the price or valuation. You provide the rest, with at least 5% in cash at booking.
TDSR — 55%. Your total monthly debt repayments (home loan, car, personal loans) must not exceed 55% of gross monthly income. Banks size the loan using a 4% medium-term stress rate.

Preparation sequence

Get an Approval-in-Principle (AIP/IPA) from a bank so you know your budget before launch day.
Pay the 5% booking fee on the Option to Purchase, then exercise the Option and pay the balance down-payment.
Loan disburses progressively as construction hits each milestone — your instalments step up over time.

Estimate your numbers with the mortgage calculator and the progressive payment calculator, then see the full payment schedule and stamp duty due.

This is general information, not financial advice. Loan eligibility, rates and rules are set by the banks and MAS and can change — confirm current figures with a licensed mortgage banker.

Town Hall Link Financing — FAQ

How should I prepare to finance Town Hall Link?

Get your income, savings and CPF position reviewed by a bank so you know your budget before launch.

Can I get a Town Hall Link loan approval now?

A bank may give an in-principle view of what you can borrow, but a loan for a specific unit needs a price.

Get a Tailored Town Hall Link Loan Assessment

Get the latest price list, available units and floor plans for Town Hall Link — no obligation.